Lenders

Identify,

Analyse,

De-risk

with

clarity

and

certainty,

in an instant

The

name

behind

millions

of

mortgages

has

one

name

behind

them

Reinvigorate your customer experience

CLSQ will enable you to reduce origination friction, cost, and processing time throughout the lifecycle of the transaction including dramatic reduction in PVQ processing costs. It means you can keep drop-out rates low, improve customer satisfaction and allow greater brand loyalty.

Future-proof your loan book with climate change risk assessment

Get a more certain picture of climate-related risks, now and further into the future. Not only can you lend sooner on residential properties, but also on complex commercial properties. As a result, you can also feel more confident on your balance sheet exposure and whether you’re meeting regulatory standards.

Boost your ESG credentials

CLSQ enables efficacy across the property lifecycle; with products that can help lenders to reduce their overall carbon emissions on average by 17,000 tons per year, whilst providing greater clarity and certainty, both internally and to their borrowers.

“CLSQ's & D-Risks innovative approach and commitment to delivering cutting-edge data-driven solutions has significantly improved our climate management information at Shawbrook Bank, enabling us to complete our quantitative assessment of climate related scenarios, which has been used for our latest Task Force on Climate-related Financial Disclosures (TCFD) Report. We look forward to using these insights to support our customers in the transition to a low carbon economy”

Paul Allton, Chief Prudential Risk Officer
Shawbrook Bank Limited

"Integrating CLSQ's Live EPC solution has equipped Shawbrook with valuable real-time data on a property's EPC record, enabling greater efficiency at origination and facilitating downstream product recommendations tailored to our borrowers. Furthermore, CLSQ's innovative approach and commitment to delivering cutting-edge solutions have significantly improved our decision-making processes. This is just one of many solutions being adopted by Shawbrook to enhance our services and offerings."

Hugh Fitzpatrick, Chief Risk Officer
Shawbrook Bank Limited

PVQs and manual searches can be time – consuming

Now lenders can automate the triage process of lending decisioning and drive significant carbon and system efficiency. With a simple integration you can achieve the clarity, certainty, cost and energy savings you’re looking for.

Plug

into

our

API

and

make

decisions

fast

and

easy

By integrating our API, you gain access to carefully curated property information and insight directly into your systems.

40,000+

data

queries

across

the

property

lifecycle

every

day

Build

your

tool

set

Live EPC

Get real-time access to data from EPC certificates lodged with the official register enabling accurate, real-time decisioning.

Augmented Property Verification Service

A data-led insurance solution that identifies title risks, planning and other perils against a lenders rules on Day 1 whilst providing protection with AA- rated insurance

Property Data Modules

Plug into a range of data modules and get fast, accurate data and analysis on any property, including past, present and future potential financial risks.

CLSQ Portal

An award winning geospatial platform with access to over 1.5bn datapoints, streamlining your due diligence process

Title Mismatch

Identify any properties with title extent ambiguity automatically against the authoritative data providers.

Ownership Verification Services

Be certain on the ownership of a property title within seconds with our automated property ownership service.

Powerful Climate Risk Portfolio Service

Consult with our climate risk experts to better understand potential financial implications to critical climate related changes.

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